Personal Treasury Services: Added Value |
Our Personal Treasury Professionals (PTPs) will focus on the core of what makes up your personal treasury environment: Cash In and Cash Out. This focus results in better bill management and ultimately adds value by allowing you to:
Maintain Liquidity Longer: In some cases you may be paying the same one bill at varying times in any given month. Utilizing our consolidated due date system you get to hold on to more of your money for longer periods of time.
Optimize Cash Resources: The consolidated due date system allows you to have easier optimization of your cash resources. If you do not have to worry about having a minimum cash balance in your personal checking account to pay bills at varying times throughout the month, that balance can go into your interest-bearing account and earn you more money!
Easier Budgeting/Forecasting: Utilizing our system will allow you to plan your personal finances in a more efficient manner. Knowing your bills' consolidated total allows for easier budgeting as you will be better equipped to forecast future spending habits by utilizing historical data.
Make Better Financing Decisions: You will be able to make better financial decisions knowing the exact cash disbursements due every month and weigh several interrelated factors when deciding whether to pay off or assume additional personal debt. When you know your expected income and how much cash is left after all your bills are accounted for, you can then decide what to do your remaining cash such as pay off credit cards or add to savings.
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